SME Credit
This programme is designed to provide students with core credit analytical skills while enabling them to specialise in trading, property, agri and distressed credit.
| Award Name | Special Purpose Diploma (Level 8 NFQ) |
|---|---|
| NFQ Classification | Special Purpose |
| Awarding Body | University College Dublin |
| NFQ Level | Level 8 NFQ |
| Award Name | NFQ Classification | Awarding Body | NFQ Level |
|---|---|---|---|
| Special Purpose Diploma (Level 8 NFQ) | Special Purpose | University College Dublin | Level 8 NFQ |
Duration
2- 3 trimesters
Delivery: Online.
These modules are delivered via blended learning with online webinars supplemented by two online half day practical workshops for each module.
Entry Requirements
Entry Requirements
Individuals seeking admission to the Professional Diploma in SME Credit will:
a) have 3 years’ experience (full time) in a relevant Banking role and have completed the Professional Diploma in Financial Advice or equivalent 30 ECTS Special Purpose Award/s at Level 7, or
b) have an Honours degree (min. H2.2, Level 8 NFQ), or
Admission will also be considered from experienced professionals who do not meet the minimum admission requirements as set out above, who can demonstrate learning based on work and training experience e.g. Individuals employed in a Credit role with responsibility for Credit decisions in Financial Services.
Professional Body Membership
You must be a current member of IOB, or become a member, to undertake this programme.
Further information
Next intake
Autumn Trimester (2023-2024 academic year)
Please note that the programme content and fees are subject to change in the 2023/2024 academic year. Any changes will be outlined in the 2023/2024 prospectus and at iob.ie in August - the start of the new academic year.
Fees
Principles of Credit Risk €520
SME Credit Risk Assessment €625
SME Financing and Distressed Credit Analysis €625
SME Property Credit Assessment and Financing €625
SME Agri Credit Assessment and Financing €625
Outcomes
The programme will equip participants with an analytical framework for identifying and conducting the credit risk assessment.
Who is this programme for?
This programme is designed to provide students with core credit analytical skills while enabling them to specialise in trading, property, agri and distressed credit. It is designed to meet the needs of:
• SME relationship managers and their lending portfolio support staff
• SME Property specialists
• SME Agri specialists
• Credit underwriters
• Loan administration and credit policy officers
• Accountants, lawyers and other professionals who provide SME advisory services
• Credit review staff who are responsible for ensuring that lending and credit delivery standards are complied with
• Internal audit staff who assess whether the credit management standards are fit for purpose and are being complied with
• Credit portfolio managers who are responsible for identifying and managing excessive credit concentrations in the loan book, forecasting loan losses and estimating provisions
• Marketing staff who design and promote credit products
• Financial control staff with responsibility for budget setting, capital allocation, financial performance evaluation and financial/regulatory reporting.
How you will benefit
The programme is a specialist education programme that offers a unique, independent, university-level qualification.
The programme will equip participants with an analytical framework for identifying and conducting the credit risk assessment of:
• Viable and sustainable trading, property, and agri SME businesses focusing on the principal SME exposure sectors of the banks
• Fundamentally viable trading SME businesses burdened with an overhang of property-related debt that is non-core to the business.
It will also:
• Introduce the structuring options which are specific to the case studies
• Enhance the skills of relationship managers and credit analysts in managing credit risks to help mitigate potential loan losses
• Support the banks’ strategic plans for addressing their SME distressed businesses.
CPD
If you are a QFA, CPD member, LCOI or Chartered Banker, you may be awarded formal CPD hours when you successfully complete this qualification.
SME Financing and Distressed Credit Analysis
SME Property Credit Assessment and Financing
SME Agri Credit Assessment and Financing
Assessment
End of trimester examinations.
All modules are assessed by:
• Combination of continuous assessment (multiple choice questions) and written, essay-style questions.
• Exam duration: 120 minutes
Award
When you successfully complete this programme you will be awarded a Professional Diploma in SME Credit from UCD.
This is a level 8 qualification on the National Framework of Qualifications.
For more information please contact education@iob.ie
Institute of Banking
Email: info@iob.ie
Phone: +353 (0)1 6116500
Fax: +353 (0)1 6116565